About Actives

Eligible Active Employees may choose among the different medical programs offered by the Plan, the current options available are:

1. Medical benefits paid directly by the Plan, or
2. Benefits provided by the Kaiser Foundation Health Plan. The Trustees of the Plan hope that these benefits will protect you and your family members if any of you suffer illness or injury.

Dental

You can select any dentist of your choice. To receive the plan’s highest level of benefits and pay the lowest out-of-pocket costs, use an Anthem PPO Dental 100/200/300 plan network dentist.

Vision

Your vision plan is provided by Vision Service Plan (VSP).

Hearing Care

Hearing care, which is provided by or ordered by a physician or certified audiologist, is subject to the following limits:

  • $30 for one hearing examination in a 24-month period.
  • The first $500 for each hearing device paid in full and 50% of any additional up to a maximum of $1,000 Plan payment. Limit of two hearing devices in a two-year period.

Member Assistance Program (MAP)

Counseling, legal or financial consultation, ID recovery, emotional well-being resources, dependent care and daily living resources, crisis consultation.
AnthemEAP is ready to support you: call 800-999-7222 or go to https://anthemEAP.com and enter your company code: IBEW Local 332

For details, see: IBEW 332 EAP

 

Life and AD&D

(For Active and Category 2 Employees)

Life Insurance Reduction Benefit Level For Non-Bargaining Unit Employees Over Age 65:
65-69 50%
70-74 25%
75-79 15%
80-84 10%
84+ 5%
65-69 50%
Term Life Benefits
Active Employees $22,000
Active Employees with 5 or more years of service additional $28,000
Accidental Death Benefit
Full Amount $22,000
In the event of Loss of:
Life Full Amount
Both Hands or Both Feet Full Amount
Sight of Both Eyes Full Amount
One Hand and One Foot Full Amount
One Hand and Sight of One Eye Full Amount
One Foot and Sight of One Eye Full Amount
One Hand One-Half the Full Amount

Short-Term Disability Benefit

Accident & Sickness (Weekly Benefit)

  • 1st 13 weeks: $100
  • 2nd 13 weeks: $150

Benefits begin on the first day of an accident or hospital confinement and on the eighth day in case of non-hospital illness. The benefit covers both occupational and non-occupational accidents or illnesses.

Chemical Dependency Services

Beat It! is a specialty program for the treatment of problems with alcohol and drug abuse. This program is available to all qualified participants and their eligible Dependents, including members who have chosen the Kaiser, Health Net or PacifiCare plan for medical coverage.

The benefits include 28-day inpatient treatment in a pre-approved facility or an outpatient counseling program with a pre-approved counselor. These benefits are paid at 80%, inpatient or outpatient. Alcohol and drug treatment benefits are subject to a lifetime maximum of $25,000.

Inpatient modalities are flexible and depend on the need of the client. These facilities may not be the same as the contract facilities for the medical inpatient program. All inpatient programs include six months to one year of aftercare and family involvement.

Outpatient counseling with approved counselors includes 40 hours of one-on-one therapy sessions.

The phone number should be used for direct connection to the alcohol and drug abuse treatment counselors. They will assist you with pre-treatment counseling and making arrangements for care. Please call (408) 436-2392 or (800) 828-3939.

Pre-admission/pre-treatment approval is mandatory.
All calls and information are confidential.

Smoking Cessation

Effective August 1, 2014, the Plan will cover 100% of the costs for in-network smoking cessation benefits associated with screening for tobacco use, and two (2) cessation attempts per calendar year. For each smoking cessation attempt, the Plan will cover four (4) counseling sessions, and a 9O-day supply of Food and Drug Administration (FDA)-approved cessation medications when prescribed by your healthcare provider. The Plan will cover 60% of out-of-network smoking cessation benefits, with the same calendar year limits on counseling sessions and prescription medications.

HRA

Listen to the HRA Presentation on June 10, 2023 and view the presentation materials.

FAQs:

  1. Are day/night guards covered? Yes.
  2. Are work boots covered? Yes, with a letter of medical necessity from the patient’s doctor.
  3. Are dental braces covered for both children and adults? Yes, both children and adult braces are covered.
  4. Are CPAP materials covered? Yes.
  5. Are ambulance expenses covered? Yes.
  6. Are ABA therapies for autistic children covered? Yes, with a letter of medical necessity from the patient’s doctor.
  7. Is school testing for dyslexia covered? Yes, with a letter of medical necessity from the patient’s doctor.
  8. Is sunscreen, tiger balm, or icy hot covered? Yes, the sunscreen must be SPF 30 or more.
  9. Can a chiropractor prescribe massage? Yes.
  10. Can I opt out/bypass the HRA all together? No.
  11. Can I withdraw excess funds as taxable income? No.
  12. Can I withdraw money from my account? No.
  13. Do funds expire? No.
  14. How do I determine the amount in the account? Call UAS to get your balance or create an account to always have access to your balance.
  15. When I retire how much money is on the card? The amount in the account depends on your contributions and usage.
  16. Can the HRA card be used during retirement years? Yes.
  17. Can the HRA card be used for Medicare costs? No.
  18. If a spouse passes away, can the surviving spouse use the HRA until there is a zero balance? Yes, if the spouse was covered as an eligible dependent on the member’s medical plan.
  19. Where do I send LOMN forms once filled in? They can be emailed to UAS or uploaded from your UAS web account.